Funding Programs

At Manifest Funding, we understand that every business has unique financial needs. That's why we offer a comprehensive suite of funding solutions designed to help your business grow, manage cash flow, and seize opportunities. Whether you're a startup, small business, or established enterprise, we have the right funding program for you.

Funding Programs

 SBA Loans

SBA Loans

SBA loans are government-backed financing options that offer some of the most competitive rates and terms available to small businesses. These loans are ideal for businesses that need substantial capital for growth, real estate purchases, or major equipment investments.

Key Benefits:

  • Competitive interest rates
  • Amounts up to $5 million
  • Can be used for working capital, equipment, real estate, and refinancing
  • Lower down payments and longer repayment terms

Best For: Established businesses with strong credit looking for long-term, affordable financing.

 

Equipment financing

Equipment financing

Turn the equipment you need into an asset that pays for itself. Equipment financing allows you to acquire machinery, vehicles, technology, and other essential equipment without depleting your working capital.

Key Benefits:

  • Preserve cash flow for daily operations
  • Equipment serves as collateral
  • Potential tax advantages through depreciation
  • Flexible terms matching equipment lifespan

Best For: Businesses needing to purchase or upgrade equipment, from manufacturing machinery to office technology.

Payroll Loans

Payroll Loans

Never miss a payroll again. Our payroll financing solutions ensure you can meet your payroll obligations on time, even during cash flow gaps or seasonal fluctuations.

Key Benefits:

  • Quick access to funds for payroll expenses
  • Maintain employee satisfaction and retention
  • Bridge gaps between receivables and payables
  • Flexible repayment options

Best For: Businesses experiencing temporary cash flow challenges or rapid growth requiring immediate payroll support.

Factoring

Factoring

Convert your outstanding invoices into immediate cash. Factoring allows you to sell your accounts receivable at a discount, providing instant working capital without taking on debt.

Key Benefits:

  • Immediate cash flow improvement
  • No debt on your balance sheet
  • Factoring company handles collections
  • Grow without waiting 30-90 days for payment

Best For: B2B companies with creditworthy customers and long payment terms.

Working Capital

Working Capital

Fuel your daily operations with flexible working capital financing. These loans provide the cash you need to cover operational expenses, inventory purchases, or unexpected costs.

Key Benefits:

  • Fast approval and funding
  • Use funds for any business purpose
  • Flexible repayment terms
  • Amounts from $10,000 to $500,000+

Best For: Businesses needing quick access to capital for inventory, operations, marketing, or growth opportunities.

Non Profit Funding

Non Profit Funding

Specialized financing solutions designed for nonprofit organizations, including 501(c)(3) entities, social enterprises, and charitable organizations. We understand the unique financial challenges nonprofits face and offer programs specifically structured for mission-driven organizations.

Key Benefits:

  • Programs tailored to nonprofit cash flow cycles and grant/donation timing
  • Understanding of nonprofit revenue fluctuations and seasonal patterns
  • Bridge financing between grant disbursements
  • No equity requirements or ownership dilution
  • Flexible terms recognizing nonprofit governance structures
  • Support for capital campaigns, facility improvements, and program expansion
  • Working capital to cover operational gaps

Best For: Nonprofits needing to bridge funding gaps between grants, expand programs, purchase facilities, manage seasonal cash flow, or fund capital improvements while maintaining mission focus.

Boost Your Business Growth

Manifest Funding LLC offers tailored financial solutions to meet your business's unique needs. Enjoy flexible terms and fast approval to elevate your business potential.