Funding Programs

At Manifest Funding, we understand that every business has unique financial needs. That's why we offer a comprehensive suite of funding solutions designed to help your business grow, manage cash flow, and seize opportunities. Whether you're a startup, small business, or established enterprise, we have the right funding program for you.
 SBA Loans

SBA Loans

 

  SBA loans are government-backed financing options that offer some of the most competitive rates and terms available to small businesses. These loans are ideal for businesses that need substantial capital for growth, real estate purchases, or major equipment investments.

Key Benefits:

  • Lower down payments and longer repayment terms
  • Competitive interest rates
  • Amounts up to $5 million
  • Can be used for working capital, equipment, real estate, and refinancing
  • Best For: Established businesses with strong credit looking for long-term, affordable financing.
Blueprints and tools on table at construction site with 'Fund Your Dream' text.

Custom Funding Programs

Custom Funding programs tailored to fuel growth across all levels. We offer specialized financial solutions for existing businesses seeking expansion, startups needing seed capital, and non-profits working to advance their missions. 

Storefront with a neon open sign and text 'Business Funding Experts' beside it.

The Manifest Funding Advantage

Business Funding Experts with a variety of funding programs tailored to your business specifc needs. We will help stear your into the correct direction

At Manifest Funding, we understand that every business has unique financial needs. That's why we offer a comprehensive suite of funding solutions designed to help your business grow, manage cash flow, and seize opportunities. Whether you're a startup, small business, or established enterprise, we have the right funding program for you.

SBA Gov't

Small Business Administration (SBA) Loans

SBA loans are government-backed financing options that offer some of the most competitive rates and terms available to small businesses. These loans are ideal for businesses that need substantial capital for growth, real estate purchases, or major equipment investments.

Key Benefits:

  • Lower down payments and longer repayment terms
  • Competitive interest rates
  • Amounts up to $5 million
  • Can be used for working capital, equipment, real estate, and refinancing
Best For: Established businesses with strong credit looking for long-term, affordable financing.

Equipment Financing

Turn the equipment you need into an asset that pays for itself. Equipment financing allows you to acquire machinery, vehicles, technology, and other essential equipment without depleting your working capital.

Key Benefits:

  • Preserve cash flow for daily operations
  • Equipment serves as collateral
  • Potential tax advantages through depreciation
  • Flexible terms matching equipment lifespan
Best For: Businesses needing to purchase or upgrade equipment, from manufacturing machinery to office technology.

Payroll Financing

Never miss a payroll again. Our payroll financing solutions ensure you can meet your payroll obligations on time, even during cash flow gaps or seasonal fluctuations.

Key Benefits:

  • Quick access to funds for payroll expenses
  • Maintain employee satisfaction and retention
  • Bridge gaps between receivables and payables
  • Flexible repayment options
Best For: Businesses experiencing temporary cash flow challenges or rapid growth requiring immediate payroll support.
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Invoice Factoring

Convert your outstanding invoices into immediate cash. Factoring allows you to sell your accounts receivable at a discount, providing instant working capital without taking on debt.

Key Benefits:

  • Immediate cash flow improvement
  • No debt on your balance sheet
  • Factoring company handles collections
  • Grow without waiting 30-90 days for payment
Best For: B2B companies with creditworthy customers and long payment terms.
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Working Capital Loans

Fuel your daily operations with flexible working capital financing. These loans provide the cash you need to cover operational expenses, inventory purchases, or unexpected costs.

Key Benefits:

  • Fast approval and funding
  • Use funds for any business purpose
  • Flexible repayment terms
  • Amounts from $10,000 to $500,000+
Best For: Businesses needing quick access to capital for inventory, operations, marketing, or growth opportunities.

Nonprofit Funding

Specialized financing solutions designed for nonprofit organizations, including 501(c)(3) entities, social enterprises, and charitable organizations. We understand the unique financial challenges nonprofits face and offer programs specifically structured for mission-driven organizations.

Key Benefits:

  • Programs tailored to nonprofit cash flow cycles and grant/donation timing
  • Understanding of nonprofit revenue fluctuations and seasonal patterns
  • Bridge financing between grant disbursements
  • No equity requirements or ownership dilution
  • Support for capital campaigns, facility improvements, and program expansion
Best For: Nonprofits needing to bridge funding gaps between grants, expand programs, purchase facilities, or manage seasonal cash flow.

Merchant Cash Advances

Get fast funding based on your future credit card and debit card sales. Merchant cash advances provide quick capital with repayment that flexes with your revenue.

Key Benefits:

  • Approval in as little as 24 hours
  • No fixed monthly payments
  • Repayment adjusts with sales volume
  • No collateral required
Best For: Retail and restaurant businesses with consistent credit card sales needing immediate capital.

Revenue-Based Financing

A flexible funding option where repayments are tied directly to your monthly revenue. Pay more when business is strong, less during slower periods.

Key Benefits:

  • Repayment scales with your revenue
  • No fixed monthly burden
  • No equity dilution
  • Fast approval process
Best For: Businesses with recurring revenue streams or seasonal fluctuations.

Business Lines of Credit

Access capital when you need it with a revolving line of credit. Draw funds as needed, pay interest only on what you use, and reuse your line as you pay it down.

Key Benefits:

  • Flexibility to draw funds as needed
  • Pay interest only on outstanding balance
  • Revolving credit availability
  • Emergency cushion for unexpected expenses
Best For: Businesses seeking ongoing access to capital for managing cash flow, inventory, or opportunities.

Term Loans

Traditional business loans with fixed monthly payments and set repayment periods. Term loans offer predictable financing for specific business investments.

Key Benefits:

  • Predictable monthly payments
  • Competitive interest rates
  • Amounts from $25,000 to $500,000+
  • Terms from 1 to 5 years
Best For: Established businesses with specific capital needs and consistent cash flow.

Boost Your Business Growth

Manifest Funding LLC offers tailored financial solutions to meet your business's unique needs. Enjoy flexible terms and fast approval to elevate your business potential.